Fiddlesticks Fall/Winter 2026 Piper

FALL/WINTER 2026

15391 Canongate Drive Fort Myers, FL 33912 (239) 768-1111 THEP PER

FIDDLESTICKS - EVERY ADVENTURE HAS A STORY

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FIDDLESTICKS PROPERTIES

YOUR HOME. MY PRIORITY. After 30 years of calling Fiddlesticks my home, I know its streets, stories, and community by heart. Real estate here isn’t just business for me - it’s personal.

HEY THERE

And if you see me around, don’t be shy - say hello!

- Tina DiCharia

NEIGHBOR

TINA DICHARIA

239-340-5636 trdicharia@gmail.com TinaDiCharia.PfeiferRealtyGroup.net

1630 Periwinkle Way Sanibel, FL 33957

FOR SALE

SOLD

FOR SALE

15091 Bagpipe Way #101 $155,000 2 bedroom, 2 bath, carport, 1120 sq.ft. expan sive golf course views, end unit, completely remodeled, turnkey

15176 Fiddlesticks Blvd., $549,000 3 bedroom, 2 bath, 3 car garage, 2322 sq.ft., heated pool, golf course view, turnkey.

15131 Highlands Drive #103, $75,000 2 bedroom, 2 bath, carport, 1210 sq.ft. Great Views of #13 of the Loch Ness Golf Course, Turnkey.

SOLD

FOR SALE

SOLD

Debby Welsh Broker Associate Fiddlesticks Resident 26 years of experience (239) 292-8839 - cell dhwelsh@comcast.net

15121 Bagpipe Way #202, $79,000 2 bedroom, 2 bath, carport, 1110 sq.ft., end unit, landscape view, many updates, turnkey.

15440 Kilmarnock Drive $624,900 3 bedroom, 2.5 bath, almost 3000 sq.ft., pool, views of #18 of the newly renovated Long Mean golf course.

8040 Glen Abbey Circle, $429,000 3 bedroom, 3 bath, 2-car garage, 1778 sq.ft., huge lanai with lake to golf course views overlooking #13 of the Loch Ness.

www.RoyalShellRealEstate.com 5-Star Rating on Realtor.com

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THINKING OF BUYING SELLING, OR RENTING? CALL TODAY!

RE

The results speak for themselves... Representing more Buyers and Sellers inside our Community.

www.McWilliamsBuckley.com Cell: 239-841-0570 Cell: 239-229-2232 Broker Realtor® John McWilliams / Tom Buckley

With Fiddlesticks Pride

Resident / Realtors

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RESIDENT REALTOR SPOTLIGHT – THOMPSON GROUP

What impact does the war in Iran have on US markets? Contact me for the latest UBS House View.

UBS Financial Services Inc. 801 Laurel Oak Drive, Suite 500 Naples, FL 34108 Visit our website for informational videos and podcasts. advisors.ubs.com/maurillorhodes

Michael J. Rhodes, CEPA ® Private Wealth Advisor Managing Director– Wealth Management Institutional Consultant 239-277-3616 michael.rhodes@ubs.com

The Rhodes Family have been proud Fiddlesticks residents since 2017…

For designation disclosures, visit ubs.com/us/en/designation-disclosures . As a firm providing wealth management services to clients, UBS Financial Services Inc. offers investment advisory services in its capacity as an SEC-registered investment adviser and brokerage services in its capacity as an SEC-registered broker-dealer. Investment advisory services and brokerage services are separate and distinct, differ in material ways and are governed by different laws and separate arrangements. It is important that you understand the ways in which we conduct business, and that you carefully read the agreements and disclosures that we provide to you about the products or services we offer. For more information, please review the client relationship summary provided at ubs.com/relationshipsummary , or ask your UBS Financial Advisor for a copy. © UBS 2026. All rights reserved. UBS Financial Services Inc. is a subsidiary of UBS Group AG. Member FINRA/SIPC. ED_01272026-11 IS2600888

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A MESSAGE FROM THE GENERAL MANAGER

“Life can only be understood backwards, but it must be lived forwards.” Soren Kierkegard

In June, I traveled to Portland, Oregon, to visit our daughter Morgan. While there, we toured the city’s beautiful Japanese Garden, where I found a small but meaningful book, The Ikigai Journey, by Hector Garcia and Francesc Miralles. The book is a thoughtful reflection on purpose, fulfillment, and the choices that make life feel meaningful. Reading it while spending time with Morgan reminded me of a belief I hold closely—on any journey or adventure, the “with whom?” matters even more than the “where to?” Angela Amaro’s idea for this summer’s “Piper Challenge” captured that same spirit. The beaming smiles in the photos said everything. More than a few members shared that they were excited to take a picture, only to realize they had forgotten the Piper magazine or hat they wanted to include—and then had to run back to the car or room to get it. Wherever members were in the world—and they were all over—they took the time to send photos back to Angela, often with warm wishes for friends here in Fort Myers. Some were traveling with family. Others were enjoying time with friends. Many were simply thinking of the Fiddlesticks community from afar. Together, those moments turned a fun summer challenge into something more meaningful. They connected people with one another, creating warmth, sparking pride, and strengthening the sense of community that makes Fiddlesticks special. You have probably heard the saying, “Choose a job you love, and you will never have to work a day in your life.” I did not set out on a perfectly planned path leading to club management. In some ways, I arrived here through a series of unexpected turns. I consider myself unbelievably fortunate to do work that I love. In many ways, this work reflects the idea of ikigai, often translated as “that which makes life worth living.” It is difficult to put into words, but facing a new challenge is something Merry and I have always embraced together. For us, change and uncertainty tend to bring excitement rather than anxiety. The adventure, the journey, and—most important—the people you share it with are what make the experience rewarding. It certainly does not feel like it, but two years ago last week, Merry and I left Santa Fe, New Mexico, to begin our new adventure with Fiddlesticks. It has been challenging, fun, and incredibly rewarding. Best of all, it still does not feel like work. Thank you for your help, your support, and the spirit you bring to this community. Enjoy the journey. All the best, Al Antonez, CCM, CCE General Manager/Executive Vice President

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GOLF COURSES BRYCE KOCH, CGCS Director of Agronomy

provides definition, and the strategy Kris envisioned starts becoming visible. Eventually, you stand on the tee and see a golf hole again—not the old hole, but the new one. That is when the project really begins to come to life. Adding grass creates another dramatic transformation. Grass lines play an important role in defining each hole, and they evolve based on the shape, contours, bunkering, landing areas, and strategy of the design. Something Is Always on the Horizon we think things are going, something is always on the horizon—good or bad. Some days everything falls perfectly into place. The weather cooperates, construction progresses, a newly shaped hole exceeds expectations, or another section of turf begins to mature. Other days bring weather challenges, equipment issues, material delays, irrigation conflicts, or something that needs to change once we see it in the field. That is golf course construction. A golf course renovation does not happen in a perfectly straight line. It evolves. We make decisions, evaluate them, adjust them, and sometimes make them again. The communication and teamwork between Kris Spence, Clarke Construction, Nutt Construction, our Agronomy Team, and everyone involved have been a major part of moving Long Mean forward. As we continue, the story becomes clearer with every passing week. What began with plans, stakes, paint lines, and dirt is steadily becoming a golf course again. Soon, the construction equipment will disappear, the grass will mature, the bunker edges will sharpen, and the fairway lines will settle naturally. Eventually, members will once again stand on the first tee with a golf club in their hands—and at that point, another story begins. Perhaps one of the biggest lessons from a project of this magnitude is simple: no matter how well

Fiddlesticks – Every Adventure Has a Story Every great golf course has a story, and every renovation adds another chapter. The transformation of Long Mean at Fiddlesticks has certainly been an adventure—one filled with vision, planning, hard work, challenges, accomplishments, and a few surprises along the way. From the beginning, the goal has been more than simply rebuilding a golf course. It has been about preserving the character of Long Mean while introducing new strategy, definition, and personality to each hole. Golf Course Architect Kris Spence has provided the vision and design guiding the project. One of the most rewarding parts of the process has been watching those ideas move from plans on paper to something you can stand on, walk through, and soon play. Clarke Construction, our golf course contractor, has brought much of that vision to life. What begins as exposed soil, stakes, and heavy equipment slowly takes shape. Greens emerge, bunkers develop, contours become visible, and eventually each hole's personality begins to reveal itself. At the same time, Nutt Construction, our irrigation contractor, has worked throughout the property installing the infrastructure that will support the golf course for years to come. Mainlines, laterals, valves, irrigation heads, wiring, and countless connections must all come together while coordinating with the construction happening around them. Much of their work will eventually disappear beneath the finished golf course, but its

importance cannot be overstated. Watching the Holes Come to Life

One of the most fascinating parts of a renovation is watching each golf hole evolve. At certain stages, a hole we have played hundreds of times can become almost unrecognizable. Then shaping begins. A green takes form, a bunker edge appears, a contour

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GOLF

GOLF SHOP HOURS OF OPERATION: Monday-Sunday 7am-5pm

MICHAEL VAN SCHARREL Director of Golf

Golf has a wonderful way of turning an ordinary day into a memorable adventure. A perfectly struck drive, a putt that finds the bottom of the cup, an unexpected birdie, or even a few laughs after a challenging hole. These things become part of the story we share long after the round is over. That is what makes life at Fiddlesticks so special. It is not simply about golf; it is aabout the people we meet, the friendships we build, and the moments we share. From early-morning rounds to afternoon games with friends, every day at FCC offers another opportunity to create a memory. As Director of Golf, I am fortunate to witness these stories unfold every day. Whether you are competing for a championship, introducing a friend to the game, or simply enjoying nine holes with someone special, I hope you take the time to appreciate the adventure along the way. At the end of the day, the best rounds are not always measured by the scorecard; they are measured by the stories we bring home. Every adventure has a story. May your next round be one worth telling.

FITNESS DOUG DEGEN Director of Fitness

Every fitness adventure has a story. It begins not with a grand transformation, but with a single, often quiet choice to step into the unknown. Whether it is laced up running shoes hitting the pavement at dawn, a hesitant hand gripping a cold iron barbell, or a deep breath before the first yoga flow, the initial step marks the boundary between who a person was and who they are becoming. These journeys are rarely a straight line toward victory; they are series of conflict, resilience, and self-discovery that require commitment and bravery to overcome. The true plot of a fitness story is forged in the silent moments of struggle. It lives in the burning lungs of the final mile, the early morning alarms that demand discipline over comfort, and the patience required to heal from inevitable setbacks. In a world obsessed with instantaneous results, fitness demands the opposite: it forces an individual to confront their limitations and rewrite their internal narrative from “I can’t” to “I will try.” The physical changes—the muscle definition, the endurance, the weight lost or gained—are merely the illustrations of the book. The actual text is written in the character developed along the way. Ultimately, these adventures lead to a shift in perspective. The ultimate destination of a fitness journey is rarely just a physical peak; it is the profound realization of what the human body and mind can endure and achieve. The story ends not because the journey is over, but because the individual has unlocked a stronger, more resilient version of themselves, ready to author the next chapter.

Our Facility Provides: • True Treadmills • True Bicycles • Precor Ellipticals • Cybex Arc Trainer • Lateral Trainer • Concept 2 Rower • Stepmill

Staff:

Doug Degen, Director of Fitness Illeana Fernandez, Massage Therapist Daysi Perez, Massage Therapist Chip Withrow, Yoga and Chair Yoga Instructor Kara Nalley, Personal Trainer

Fitness Center Hours:

Open Daily 5:00AM - 10:00PM

• Cybex Resistance Machines • Paramount Functional Trainer • Free Weights

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HOURS OF OPERATION SHOP HOURS: Monday-Thursday: 8:30-4:30 Friday-Saturday: 8:30-2:00 Sunday: Closed.

COURT SPORTS JEFF DIGGS Director of Court Sports

EVERY ADVENTURE HAS A STORY Welcome to the 2026–2027 Racquet Sports Season Every season at Fiddlesticks adds another chapter to our story, and this year there is plenty to celebrate. Our tennis and pickleball programs continue to grow, bringing more members onto the courts for competition, camaraderie, and plenty of fun. From longtime league players to members picking up a racquet for the first time, we are excited to welcome everyone back for another great season. League Tennis We are thrilled to see so many of our members representing Fiddlesticks. Whether competing at home or away, the enthusiasm, teamwork, and support surrounding these teams have become an important part of our racquet sports community. Tennis team clinics for both men’s and ladies ‘ teams are set to start October 12th. Ladies’ Tennis We have 6 ladies’ teams this season; their matches will regularly be: Nickel — Fridays; 3.0 — Wednesdays; 3.5 — Tuesdays; 4.0 Minus — Mondays; Cobalt — Wednesdays; 4.5 — Thursdays. All home matches will begin at 11:15 am! League play begins Thursday, October 8th. Men’s Tennis The men are back in action as well! This season, Fiddlesticks will field 3 Men’s Tennis Teams: Men’s Red, Top Dog 3.0, and 4.0 We look forward to another season of great matches, friendly competition, and plenty of Fiddlesticks The adventure doesn’t stop with tennis. Our pickleball program continues to grow, with opportunities for Women’s and Men’s League competition this season. And don’t forget Open Play, Monday–Saturday from 9:00–10:30 AM, a great opportunity to get on the courts, meet other players, and enjoy some friendly competition. Kick-Off Tennis and Pickleball Tune-Up Week! October 5th-7th - Tennis - 9:00-11:00am Pickleball - 11:00am-1:00pm Start the season strong with three mornings of Boot Camp! support courtside. Pickleball Leagues

Get match-ready with drills focused on movement, strategy, point play, and our featured “Shot of the Day.” Whether you are preparing for league play or simply looking to sharpen your game before the season gets underway, this is a great opportunity to get back into rhythm. Call the pro shop at 239-768 6439 to reserve your spot! Pickleball Pro League Comes To Fiddlesticks Friday, November 13 | 4:00 PM Get ready for some high-level pickleball right here at home! Our Fiddlesticks pros will take the court against other local professionals for an exciting evening of Pickleball Pro League competition. This is a great opportunity for members to come out, support our pros, and watch some of the area’s best players compete right here on the Fiddlesticks home courts, so bring your Fiddlesticks spirit and join us courtside for what should be a fun and competitive night of pickleball! Holiday Racquet Sports Mixer Tuesday, December 15 | 9:00-10:30 AM Celebrate the holiday season with us on the courts! Please bring a toy or speak to Kathy at the Racquet and Fitness shop to pick a special gift for Alva Angels. We encourage all our tennis, pickleball, and social members to please be part of this beautiful Fiddlesticks tradition! Join your fellow members for a Holiday Round Robin featuring both tennis and pickleball. The focus is simple: good competition, great company, and plenty of holiday fun before everyone heads into the holiday season, while also giving back to the community! Thank you, members, for the energy, sportsmanship, and enthusiasm; you are the reason this program keeps growing. We can’t wait to see what stories this season brings. See you on the courts!

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CLUB EVENTS

IDDLESTICKS OUNTRY LUB C C

IDDLESTICKS OUNTRY LUB C C

Blast Off Into Season

Bingo

Nights

THIS FALL/WINTER

FRIDAY, OCTOBER 9 TH TUESDAY, NOVEMBER 17 TH TUESDAY, DECEMBER 1 ST FRIDAY, JANUARY 8 TH TUESDAY, FEBRUARY 2 ND TUESDAY, MARCH 2 ND FRIDAY, APRIL 9 TH SAVE THE DATES!

SEASON IS GOING TO BE

OUT OF THIS WORLD!

Saturday, November 14 , 2026 th

BLAST OFF AND CELEBRATE THE START OF THE FALL/ WINTER SEASON!

IDDLESTICKS OUNTRY LUB C C DECEMBER HOLIDAY EVENTS HOLIDAY FESTIVAL SATURDAY, DECEMBER 12 TH SANTA BRUNCH SUNDAY, DECEMBER 13 TH HOLIDAY MARKET MONDAY, DECEMBER 14 TH HOLIDAY DINNER & SHOW SATURDAY, DECEMBER 19 TH CHRISTMAS EVE BRUNCH THURSDAY, DECEMBER 24 TH

Timeless Homes, Thoughtfully Designed Having grown up in Fiddlesticks, with family still in the neighborhood, I’ve always seen the charm, and character of these homes. My designs enhance and refine homes, creating timeless, luxurious living spaces—whether through full remodels or new construction, maximizing each space’s full potential.

TATIANA GOLDBERG Owner Principal Designer

(239) 223-8179

tatiana@slatehomeinteriors.com

https://slatehomeinteriors.com/home

@slatehomeinteriors

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JULIUS MINARIK, CEC, WCEC, CCA Executive Chef CULINARY

Every Adventure Has a Story As we look ahead to another exciting season at Fiddlesticks Country Club, I am reminded that some of the best memories are created around the table. Every adventure has a story, and food has a wonderful way of bringing those stories to life. One of the things I have especially enjoyed since joining Fiddlesticks is seeing how much our membership enjoys exploring new flavors and culinary traditions. Our Thirsty Thursday events have become a wonderful example of that spirit. Each week, we take our members on a culinary journey to a different part of the world, featuring themed food specials inspired by the flavors, ingredients, and traditions of different cultures. From Mexico and Italy to Asia, the Mediterranean, and beyond, these weekly specials have become increasingly popular. It is exciting to see familiar faces returning each Thursday, eager to discover where our culinary adventure will take them next. The enthusiasm and feedback from our members have been fantastic, and it encourages our culinary team to continue creating new and exciting experiences. For me, being an Executive Chef is about much more than preparing great food. It is about creating experiences, celebrating different cultures, and giving our members something to look forward to. Sometimes that means introducing you to a dish you have never tried before, and other times it means putting a new twist on a familiar favorite. As we continue through the season, we will keep bringing creativity, variety, and a sense of adventure to our menus and special events. Please join us at the table, try something new, and perhaps create a story of your own along the way. Every adventure has a story—and at Fiddlesticks, many of the best ones begin with great food. I look forward to sharing many more culinary adventures with you. Chef Julius Minarik Executive Chef Fiddlesticks Country Club

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DO YOU KNOW… GAYLE FRENCH & DIANA DONAHOE

Whenever you step onto the tennis or pickleball courts - or enjoy a game on the bocce courts - you’re benefiting from the hard work of Joe Swing. Joe serves as the Tennis Court Maintenance Professional here at Fiddlesticks Country Club, and he plays an essential role in keeping these popular facilities in top condition for our members. Joe grew up in Port Charlotte, Florida and is the youngest of four children in a close knit family. He moved to Fort Myers 34 years ago and spent many years working in a variety of fields, including maintaining golf courses, surveying land, and working for Culligan Water. Looking for a change in his professional life, Joe learned about an opportunity at Fiddlesticks through his sister. He interviewed with our Director of Tennis, Jeff Diggs, and the rest, as they say, is history.

Each day Joe is busy ensuring our tennis, pickleball, and bocce facilities look their best. He carefully spreads and levels clay on all seven of our tennis courts using specialized equipment, brushes the court lines, adjusts the nets, and keeps the surrounding areas neat and organized. Joe also maintains the bocce courts, making sure they are always ready for play. During the busy season, when courts are in constant use, Joe works diligently to keep everything running smoothly so members can enjoy their games without interruption. One of the most physically demanding parts of Joe’s job is putting up and taking down the windscreens on the tennis and pickleball courts—a task that requires both strength and patience. Joe takes great pride in his work and finds satisfaction in seeing the courts perfectly prepared and members enjoying them. When he’s not keeping the courts in pristine condition, Joe enjoys playing video games, bowling, and golfing. He’s also an avid movie fan and has watched more than a thousand films - his favorite is the classic sci-fi thriller, Alien. We are truly fortunate to have Joe as part of the Fiddlesticks family. His dedication, attention to detail, and pride in his work help ensure our racquet and bocce facilities are always ready for members to enjoy. Thank you, Joe, for everything you do!

in the Shoppes of Fiddlesticks Corner of Fiddlesticks & Daniels 1/4 Mile West of I-75 LIQUOR, WINE & SMOKE SHOP in the Shoppes of Fiddlesticks Corner of Fiddlesticks & Daniels 1/4 Mile West of I-75 LIQUOR, WINE & SMOKE SHOP in the Shoppes of Fiddlesticks Corner of Fiddlesticks & Daniels 1/4 Mile West of I-75 LIQUOR, WINE & SMOKE SHOP in the Shoppes of Fiddlesticks Corner of Fiddlesticks & Daniels 1/4 Mile West of I-75 LIQUOR, WINE & SMOKE SHOP

LIQUOR • WINE • BEER FINE CIGAR HUMIDOR LIQUOR • WINE • BEER FINE CIGAR HUMIDOR LIQUOR • WINE • BEER FINE CIGAR HUMIDOR

LIQUOR • WINE • BEER FINE CIGAR HUMIDOR

Hank & Sherry Paloci, Owners Dave DeCarlo, Manager Hank & Sherry Paloci, Owners Dave DeCarlo, Manager

Hank & Sherry Paloci, Owners Dave DeCarlo, Manager Hank & Sherry Paloci, Owners Dave DeCarlo, Manager

239-337-5711 • OPEN SEVEN DAYS A WEEK • DELIVERY AVAILABLE 239-337-5711 • OPEN SEVEN DAYS A WEEK • DELIVERY AVAILABLE 239-337-5711 • OPEN SEVEN DAYS A WEEK • DELIVERY AVAILABLE 239-337-5711 • OPEN SEVEN DAYS A WEEK • DELIVERY AVAILABLE

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PIPER CHALLENGE

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PIPER CHALLENGE

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PIPER CHALLENGE

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PIPER CHALLENGE

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PIPER CHALLENGE

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PIPER CHALLENGE

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UNITED WAY

ROB GILMORE Chair

For 2026, the annual QCD exclusion limit is $111,000, so Members may consider directing up to $110,000 of an IRA distribution to United Way as part of their charitable giving strategy. If you are considering a QCD, work with your IRA custodian and tax advisor to ensure the distribution goes directly to the charitable organization and is handled according to IRS requirements. A Special Opportunity from Delta Air Lines We are also pleased to share that Delta Air Lines is offering a matching opportunity for United Way contributions through September 2026. If you are eligible for the Delta matching program, this is an excellent opportunity to increase your contribution’s impact. Your gift, combined with a corporate match, means more resources to help people in our community. We encourage all Fiddlesticks Members to take advantage of the opportunity while it is available. Thank You, Fiddlesticks! The results of last year’s campaign—$294,465 raised against a goal of $235,000—show what happens when the Fiddlesticks community comes together with a common purpose. Let’s build on that success in 2026–2027. Thank you for your generosity, your compassion, and your commitment to helping our neighbors. Together, we can make an even greater difference this year. Committee members: Dick Bean, Ann Demming, Kevin Gilmore, Linda Manone, Jack Pallotta, Bruce Shay, Betteann Sherman, Pietro Tonino, Katherine Van der May, and Gerry Wolken

Fiddlesticks United Way 2026–2027: Together, We Can Make a Difference The Fiddlesticks United Way Campaign is getting underway for 2026–2027, and once again, our goal is to make a meaningful difference in the lives of people and families throughout our community. Last year, Fiddlesticks Members demonstrated just how powerful our collective generosity can be. Our 2025–2026 campaign goal was $235,000, and thanks to the incredible generosity of Fiddlesticks Members, we exceeded that goal by a remarkable margin—raising $294,465! That result is a tremendous accomplishment and reflects the compassion and commitment of the Fiddlesticks community. Every contribution helps United Way and its partner organizations address critical needs in our community, including food assistance, housing, utility support, homelessness, and other services that help individuals and As we begin this year’s campaign, we hope Fiddlesticks Members will once again consider making United Way a priority. Your continued support allows local organizations to respond to people facing difficult circumstances and in need of a helping hand. Every gift matters. Whether you contribute $100, $1,000, $5,000, or more, your generosity joins with that of other Fiddlesticks Members to create an impact far greater than any one individual could make alone. We will be sending more information about this year’s campaign in October. A Tax-Smart Opportunity for IRA Owners For Members who are 70½ or older, another opportunity exists to support United Way while potentially receiving significant tax benefits. A Qualified Charitable Distribution (QCD) allows an eligible IRA owner to have money transferred directly from an IRA to a qualified charitable organization. A QCD can count toward your Required Minimum Distribution (RMD), while potentially allowing the charitable distribution to be excluded from taxable income. families get back on their feet. Looking Ahead to 2026–2027

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BRYAN SIMMERING President NICHOLS CUP

CELEBRATING 25 YEARS of Helping Children Save the Date

For a quarter century, the Nichols Cup has brought the Fiddlesticks community together for an unforgettable weekend of fellowship, friendly competition, and philanthropy. What began as a charitable golf event has grown into one of Southwest Florida's most successful fundraising traditions, donating millions of dollars to support organizations that care for abused, neglected, and at-risk children throughout our community. The 2027 event promises to be a special milestone celebration featuring: • Feb 12 - 25th Anniversary Kickoff Party • Feb 13 - Pickleball and Tennis Tournaments • Feb 13 - Legacy Gala • Feb 15 - Pro-Am Golf Tournament As we celebrate 25 years of impact, we invite all members, residents, sponsors, and supporters to join us for this memorable weekend. Whether you're participating in the tournaments, attending the gala, or supporting the cause, you'll be helping continue a legacy of hope and opportunity for local children. We look forward to celebrating with you in February! For more information and event updates, visit NicholsCup.org . Mark your calendars! The Bobby Nichols–Fiddlesticks Charity Foundation is proud to announce the return of the Nichols Cup , celebrating its 25th anniversary February 12–15, 2027.

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THE LAST BITE The Hidden Math of Health and Wealth Think about the last bite of a delicious meal. It’s just one extra bite—maybe 25 calories. It seems completely harmless in the moment. But if you take

to absorb unforced errors. Often because you no longer have the safety net of earned income. In fact, the deeper health-and-wealth connections are everywhere: • High Blood Pressure vs. Taxes & Fees: High blood pressure rarely hurts day to day, but it damages your organs over decades. High fees and inefficient tax structures do the same thing to a nest egg—you don’t feel them daily, but they silently erode your foundation. • Muscle Mass vs. Liquidity: In your 70s, losing core muscle mass makes you fragile and prone to falls. In a portfolio, a lack of easy liquidity leaves you fragile when sudden cash flow needs or market drops occur. • Preventative Medicine vs. Strategic Planning: Going to the doctor for early screenings prevents a catastrophic health crisis. The same goes for your retirement plan. Regular reviews to see if you are on track can help prevent a catastrophic financial crisis for your family later. The consequences of ignoring the little things are eerily similar. In health, a lack of structural efficiency might mean spending your final ten years dependent on a walker or restricted to the sidelines. In financial planning, it means being forced to downsize your lifestyle, pass up legacy opportunities for your grandchildren, or worse— being forced to move away from your friends or in with your children. Longevity is not just about adding years to your life; it is about keeping your independence entirely intact. If you are ever interested in taking a look to make sure your financial portfolio is perfectly on track to keep your nest egg off a walker in the future, or if you ever want to chat about what I’ve learned recently about longevity, call me at 239-560-6850.

that extra bite every single day for 40 years, it adds up to 365,000 extra calories, or roughly 104 pounds of excess weight. Even if you burn some of it off in the gym, the cumulative strain on the body is real. Financial health operates on the same math. Small, unseen inefficiencies compound dramatically over time. Imagine two people saving over 40 years. Both sacrifice and plan, but one earns a 10% return, while the other earns just 9% because of fees or inefficiencies. That tiny 1% difference doesn’t sound like much. Yet, the first person accumulates $10,000,000, while the second finishes with $7,500,000. A single percentage point quietly erases $2.5 million of lifestyle flexibility. As we enter our 60s and beyond, physical and financial efficiency transitions from a growth strategy to a survival strategy. In our younger years, our bodies could bounce back from a poor night’s sleep, a heavy meal, or even decades of them. Today, recovery takes longer. The more unnecessary physical weight we carry, the harder it is to move comfortably. It happens slowly, and we don’t even realize it at first. Your nest egg faces the same biological reality. While you hopefully have a long runway ahead of you, your money is now under an entirely new set of pressures: regular retirement distributions and the constant drag of inflation, along with unpredictable life events like family emergencies. When you are actively drawing down income from your portfolio, you have much less room Chris Wendland

Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC

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THE PIPER | FALL/WINTER 2026

21

MELISSA GILMORE President FLGA

Fiddlesticks – Every Adventure Has a Story As we begin another exciting season at Fiddlesticks, I can’t help but think about how every adventure has a story—and this year, we are sure to create some wonderful stories together! Our FLGA Opening Day is October 22 at 12:45 p.m., and I hope everyone is looking forward to getting back on the course, reconnecting with friends, and welcoming new faces to our Fiddlesticks family. Opening Day is always a special time, but this year feels especially exciting as we look ahead to all that is in store. One of the biggest adventures this season will be the opening of our new Long Mean golf course around December 1. What a wonderful addition to Fiddlesticks! We will have the opportunity to experience a new course, make new memories, and, of course, share a few laughs along the way. I’m sure there will be plenty of stories to tell after our first rounds! One of the most exciting parts of our new season is the number of new members joining our club. We are thrilled to welcome every one of them to Fiddlesticks and to the FLGA. Our Membership Chair, Ann Midtgaard, has already been doing a wonderful job reaching out to our new members. She has personally called every new member so far to introduce herself, share information about the FLGA, and let them know about all the fun, friendships, and activities we enjoy throughout the year. So, as we start this new season, I encourage everyone to embrace the adventure. Welcome a new member to your foursome. Introduce yourself to someone you haven’t met. Try a new event. Play a different course. And most importantly, enjoy the wonderful friendships that make our FLGA family so special. I look forward to seeing everyone on October 22 at 12:45 p.m. for Opening Day. Let’s make it a season to remember! Happy golfing, and let the adventures begin! Your FLGA President, Melissa Gilmore

FLGA 2026 - 2027 CALENDAR

JANUARY (continued) 28

OCTOBER 22

Rainbow - Loch Ness 8:30 Member-Member

Opening Day - Loch Ness 12:45 Long Mean Closed - NO FLGA

29-31

29

NOVEMBER 5

FEBRUARY 4-6

Stableford - Loch Ness 8:30 Turkey Shoot - Loch Ness 8:30 Long Mean Closed - NO FLGA Thanksgiving - NO FLGA

Couples Member-Guest Crybaby - Long Mean 8:30 Cha-Cha-Cha - Loch Ness 8:30 Two -Day Member-Guest

12 19 26

11 18

24-26

DECEMBER 3

MARCH 4

Partners for Breast Cancer Care - Loch Ness 12:45

Irish Rumble - Loch Ness 8:30

10 17 24 31

Color Wars - Long Mean 8:30 Santa Ball - Loch Ness 8:30 Christmas Eve - NO FLGA New Years Eve - NO FLGA

11 18

NO FLGA

Past Presidents - Long Mean 8:30

24-26 APRIL 1

Club Championship

JANUARY 7

T-S-F - Loch Ness 8:30 Masters - Long Mean 12:45 Closing Day - Loch Ness 8:30

One -Day Member-Guest - Both Courses 12:45 Pick Your Partner - Loch Ness 8:30

8

14

15

19-21

Country Classic

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THE PIPER | FALL/WINTER 2026

22

9 HOLERS ELISE DUBOIS President

A warm welcome to the 2026 – 2027 Season from our new Board of Directors: Elise Dubois: President; Trish Fredricksen: Vice-President; Sheri Auld: Treasurer; Janet Ydavoy: Secretary; and Lynne Stewart: K.I.S.S. ( K eep I t S imple S ummer) and Invitational Coordinator. Our Fall season began with two K.I.S.S. events in September at Olde Hickory and the Landings. Lynne Stewart is off to a fantastic start by kicking off these events with our sister leagues and she has much more in store for the season! Please remember to sign up for the October K.I.S.S. events. Just drop by the Pro Shop, sign up in the binder and submit payment. The deadline to sign up is 3 days prior to the event: • Tuesday, October 13th at Cross Creek • Wednesday, October 21st at Heron’s Glen • Friday, October 30th at Hunter’s Run Please mark your 2026 calendars for these upcoming luncheons: • Opening day is October 26th followed by a seated Clubhouse luncheon. • Santa Ball is December 14th followed by our annual Christmas luncheon. Bud has been a terrific partner, and we are grateful for his continued leadership. He will continue to conduct his Golf Clinics, sharing his expertise and passion for the game: Clinic Dates: • Tuesday, October 20th at 11:00am - Putting Clinic • Wednesday, October 28th at 1:00pm - Chipping and Pitching Clinic • Tuesday, November 10th at 1:00pm - Full Swing Clinic

We are also pleased to announce that Fiddlesticks will host the 2027 FLGA 9- Holer’s Invitational on March 8th. Thank you to everyone who participated and volunteered for the FLGA 9-Holer league last season. We continue to rely on our members and friends, so please volunteer whenever you can. We are excited to keep golf fun and welcoming to ALL who love to play. See you soon!!!

Elise and Bud on the Putting Green

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THE PIPER | FALL/WINTER 2026

23

LAURIE KOVELESKI President GIRLFRIENDS

Greetings, and on behalf of the Girlfriends Club, I want to welcome members trickling back into the neighborhood. We have had a very warm Season, and FS has provided many activities to keep us pleasantly occupied. During these summer months, we have had nice attendance at our Wednesday afternoon luncheons, and thank you to those who helped keep the friendships going strong. I am so excited and truly honored to be your president for the next 2 years. Julie Swanson is my vice president and has agreed to be my partner in crime. We have been busy this summer, dreaming up a calendar filled with fun, friendship, laughter, delicious lunches, and a few adventures along the way. We have some wonderful themed luncheons planned, along with a couple of outings that will give us all something to look forward to and perhaps a few stories to tell. The Piper’s theme for this Fall is “Every Adventure Has A Story,” and I think it fits our group perfectly. Whether it’s gathering around the luncheon table,

trying something a little different, enjoying an outing together, or simply sharing a laugh with friends, every event is an opportunity to make a memory. And, as we all know, sometimes the best stories are the ones that weren’t planned!

We have reached out to all our “NEW” FiddleSticks members and hope you will attend our 1st October Luncheon, “Ghouls Just Want To Have Fun.” It will be BOOtifully decorated for Halloween, and costumes are encouraged but optional. So, Ladies, put on your adventurous spirit, join the fun, and you won’t be disappointed. Let’s make this year filled with new experiences, wonderful friendships, plenty of laughter, and stories we’ll still be talking about long after the year is over. I can’t wait to begin this adventure with all of you!

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THE PIPER | FALL/WINTER 2026

24

GARDEN & LIFESTYLE CLUB TRICIA BENTON & TRICIA ROBERSON Co-Presidents

2026-2027 LUNCHEON DATES

October 14th 12PM November 4th 12PM December 9th 5-6PM Social Hour 6-9PM Dinner January 14th 11AM

Dwight Evans "Faith & Tomatoes" from the hands of a Golden Glover The Art of Decoupage - Transform seashells into beautiful trinkets using decorative napkins A Grinch-themed holiday dinner in collaboration with the Girlfriends Club Guest historian speaker, Cheryl Faye, will present Helen Keller in collaboration with the Girlfriends Club Fillers, spillers and thrillers! Master gardener, Cathy Dunn, will present how to create luxurious planter pots A day trip to Resurgence Brewery to celebrate St. Paddy's Day!

February 10th 12PM March 10th 12PM March 20th Time - TBD March 24th 11:30AM

Spring Fling Progressive Cart Parade. Please support us along our route!

Berne Davis Awards Ceremony/Luncheon with the Fort Myers Lee County Garden Society

April 14th 12PM

The "Pristine Lanai" with Master Gardener, Sandy Pennington

We’re looking forward to a season with new and past members of our social club! The 2026 - 2027 program will include a DIY project, a pro athlete conversation, a historian presentation, garden and lanai tutorials, and an off-site, local trip at a brewery! We aim to keep our luncheons fun and educational, and welcome anyone to join our club! “May your gardens and inspiration always be growing!” ~ FGLC

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THE PIPER | FALL/WINTER 2026

25

LAUREL GAIL USHER Fiddlesticks Cares Volunteer Coordinator FIDDLESTICKS CARES

It’s so delightful in the fall at Fiddlesticks when we see our friends returning from their summer adventures. Members stop and talk, catch up, and share what’s happened in their lives since the spring. Some have had challenges instead of adventures, so it’s good to see how everyone is doing and reunite with those we care about. The story and caring about others are so important. I have four grandchildren and have taught schools for 30 years, so I know how important a good story is, especially when it’s well timed and involves some adventure. My grandkids love when I tell stories of when their parents were kids, and the adventures we went on as a family. They especially love it when I take them on mini-adventures, even if it is just to the ice cream shop. Keep the adventures going, as this gives us such wonder at what our beautiful world has to show us. Live vicariously through the adventures of others. Hold dear to your heart the many adventures you have had in your life. Cherish those memories and photos of well-loved places, as then the adventure is re-lived once again. If you are new to Fiddlesticks, or have time in your schedule this year, Fiddlesticks Cares members help by volunteering “hands-on” at some local nonprofits. We also send care packages and holiday cards to our local service members. You will see new opportunities each month in the weekly announcements. Volunteering is truly an adventure of the heart; you always get back more than you give. As Fall rapidly approaches, it's time to think about helping our employees further their education, whether through vocational school or college. This $3000 scholarship opportunity is available to all employees, but they must apply. Applications are available in the front office. Giving away money for college isn’t all that easy. One must follow the strict rules set by the IRS and the Foundation, Collaboratory, which handles our account. Another rule is that all scholarships must be for the same amount. Usually, we have between 10 and 14 applicants. This year we have 10 applicants, who I will write about in a future article. Building Futures relies on the Collaboratory to “vet” the applicants for a 2% fee. Our board covers all other expenses. We won’t bombard you with phone calls, emails, etc. Think of how nice it will be to help our wonderful staff better themselves. This scholarship may be used for books, etc so you might save them from getting a second or third job! Which is a big deal for most of them. If you choose to support us, please make your check payable to: The Collaboratory with Building Futures on the memo line. Send or drop off at the FCC office. I appreciate your support. CATHY CORWEN Chair BUILDING FUTURES INSIDE OUR GATES

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G L 8201

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C 8044

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I R 8040

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A 8054

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G 8062 L

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Turnberry Villas

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L O C K M A B E N A V

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GL ENFINNAN C IR

F I D D L E S T I C K S B L V D 15500 15504 15508 15512 15516 15520

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Highlands SUB-ASSOCIATIONS Glen Abbey

15623

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C

A

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R

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15

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3

15496

8

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S F E R R Y DR 15481 15501

Dog Park

15470

Berriedale Carriedale

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FID DLE STICK S B LVD 15416 15420 15424 15428 15432 15436 15440 15444 15448 15452 15456 15460 15464 15468 15472 15476

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15581 15590 15601 15610 15621 15630 15641 15650 15661

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St. Andrews e Enclave Turnberry Villas GOLF COURSES e Loch Ness # e Long Mean #

4

Addresses Parking Pool Bocceball Tennis Pickleball

##

5

15681

15670

15701

15721

15690

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QUE E N 15761

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5

PIPERS GLEN

15730

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6

CARTOGRAPHY: OttoMaps.com The information on this map was derived from multiple sources. Care was taken in the creation of this map. Ottographix cannot accept any responsibility for errors, omissions, or positional accuracy. However, notification of errors are appreciated.

15380

15388

15384

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F

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Guard House

15661

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15625 15624

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F ID D LES T I C KS B LV D

15621 15620

15150

8301

8321

15617 15616

8341 8340

8361 8360

15613 15612

8381 8380

8421 8420

15609 15608

15605 15604

8441 8440

15121

8461

15601 15600

15170

C A N ONG A T E D R 15190 15210 15181 15201

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8320

8300

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8460

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B I R N

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11

15250

L

K I L

S B

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T W

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FI DD LES TI C KS B L V D

E S T I C

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E

15241

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15561

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D

15565

18

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Driving Range

A L E

15152

15261

L

15569 15573

15310

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FI D D

15201

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L O C K M A B E N A V

10

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15581

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15341

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15370

15261

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Short Game Area

15301

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8661

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Fitness Center

A R

8621

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R I E D AL E L N 15669 15671

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8601

15646 Carriedale

15390

G L E N L Y O N C T 8581

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N

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G R E E E N O C 15560

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LO C K MA B EN A V 15781

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A B B O T S F O R D T E R

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15780

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